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Successful characters accumulate wealth from the spoils of their adventures. Treasure may take many forms, but often the most useful form of treasure is money.


The most common coin is the gold piece (gp). Coins made of other metals—platinum (pp), electrum (ep), silver (sp), and copper (cp)—are also used. The conversion rates of coins are shown below.

Coin Conversion Rates

1 pp 1 gp 1 ep 1 sp 1 cp
Value in pp 1 1/5 1/10 1/50 1/500
Value in gp 5 1 1/2 1/10 1/100
Value in ep 10 2 1 1/5 1/50
Value in sp 50 10 5 1 1/10
Value in cp 500 100 50 10 1

Starting Money

PCs begin play with 3d6 × 10 gold pieces.


Faced with the possibility of character death, players may wish to create a will for their characters, to leave wealth behind for an heir. If the referee allows this, the following stipulations apply:

  • Tax: Any treasure left as an inheritance will be taxed at 10%.
  • Heir: A character’s heir must be a new 1st level character.
  • Once only: A player may only leave a character inheritance once.